Financially Naked Update with Dylan
Shannon has done over 400 shows now and many listeners frequently ask about update episodes with past guests. You want to know how they’re doing and what they’ve been up to since they last spoke, so for the month of February, Shannon’s doing just that. She’s checking in with a number of past guests and you are not going to believe what they’ve been up to and where life has taken them since their last episodes.
Joining Shannon today is Dylan. Dylan is actually the listener who first requested that Shannon host more Financially Naked episodes and did one herself not too long ago. Dylan joins today to share how her life has changed dramatically since we last spoke and what’s in store for her this year.
Listen to Dylan’s original’s episode, which aired on February 21, 2020
What are we drinking?
Dylan - White Chocolate and Toasted Marshmallow Latte (The Yellowstone)
Shannon - Halfway through her first big bottle of water for the day
Podcast Notes
Dylan first found and got involved with The Financial gym in 2017 when she first moved to Atlanta.
When they last checked in, Dylan was moving to Atlanta for a new job with a significant salary increase. At the time, she was looking into purchasing a home.
She did buy a home, but decided to move to Iowa. She was able to open her home to traveling nurses and in the Spring, sold the house.
She enjoyed her time in Atlanta, but the Midwest feels more like home. She’s in a great relationship that was long-distance when she lived in Atlanta. He has two daughters that are part of her life and she works from home now.
Dylan and her partner got Financially Naked within the first few months of dating.
Things have changed dramatically in the last two years, and it is so exciting to see.
Let’s get into the numbers!
JOB: NEW JOB!
INCOME: $93,000 per year (bi/weekly: $2300)
Combined with partner: $8,000 per month
ASSETS:
Joint Checking Account: $ 10,000
Emergency Fund: $20,000
Betterment Investments: $7,400
Retirement:
401k: $113,000
Traditional & Roth IRAs: $7,500
HSA: $5,000
Assets are up $49,000 since the last episode!
LIABILITIES:
Mortgage: $120,000 total left / $1,100 per month
Truck Loan: $500 per month
CREDIT SCORE: hers: 770 / his: 802
INSURANCE:
Disability Insurance: Both have short term through work
Will: have an appointment set to work on it
Goals 1-3 years: Want to move. Want more land and to build a home. Getting married and having a child together. Ultimate goal would be for her partner to work for himself full time.
Goals 3-5 years: Travel with the kids, more fur babies,
Takeaway: My biggest takeaway is that you never know where life is going to take you, but if you’re financially healthy, you have a number of options and the ability to say yes, whenever unplanned opportunities present themselves.
Random Three Questions
Are you hoping for a son or daughter?
What are you binging right now?
If this was your last meal on earth, what would it be?
If you have any topics you would like for me to cover on this podcast or you’d like to get in the Financially Naked hotseat, I encourage you to email me to shannon@fingyms.com or join the private Martinis and Your Money Facebook Group and let me know what you want to hear.
We’re in a new year and The Financial Gym has so many ways that you can work with us. If you’re looking for a career shift, we’ve started a Financial Trainer Certification program where you can have what I believe is the greatest job in the world. We have online courses for you to learn on your own. If you’re looking for financial products like a new credit card or high yield savings, we have all of our favorite resources on our BFF Approved Products page.
If you want some one-on-one coaching with a compassionate and empathetic person, our financial trainers are here to help you and remember that Martinis and Your Money listeners get 15% off of one on one financial training at The Gym. We’re here to meet you wherever you are on your financial health journey and I hope we’ll see you in 2022.